Insurance
Affordable Insurance Coverage From The Name You Trust.
Harley-Davidson® Insurance is quality, affordable motorcycle insurance, backed by quality service and support. A wide range of coverage options are available, designed with the unique concerns of motorcycle riders in mind. Our licensed agents know H-D® motorcycles and will help tailor a policy to your needs with fast, accurate quoting to get you immediate coverage and onto the road.
Check out these benefits
- Coverages for a variety of motorcycle types
- $1,000 optional equipment included
- Money-saving discounts available
- H-D® Genuine Parts + accessories replaced with H-D® Genuine Parts for all repairs
Insurance Coverages
Coverages That Make a Difference
With H-D™ Insurance, you can choose from a wide range of coverages to find the best policy and the very best protection available for your motorcycle.
- Bodily injury liability
- Optional equipment coverage
- Bike replacement cost
- Optional equipment replacement cost
- Collision coverage
- Roadside assistance
- Comprehensive coverage
- Uninsured motorist bodily injury
- Guest passenger liability
- Underinsured motorist bodily injury
- Medical expense coverage
- Vacation rental coverage
Discounts
You Can Save in Multiple Ways
Harley-Davidson® Insurance Services provides the best motorcycle insurance for your ride, and offers a wide range of money-saving discounts on our already competitive rates.
- Anti-theft
- H.O.G.® member
- Bundled protection
- Home ownership
- Claim-free renewal
- Military and law enforcement
- Experienced rider
- New bike
- H-D™ Riding Academy
- Prompt payer
Rental coverages
Rental reimbursement coverage
Vacation rental coverage
The exclusive U.S. provider of rentals and tours for Harley-Davidson Motor Company.
Get Your Motorcycle Insurance From the People That Know Motorcycles.
We're ready to ride - are you?
Visit or call (866) 801-9186 for a quote today!
Motorcycle insurance FAQs
You`ve got questions, we`ve got answers!
Visit h-dinsurance.com for more details, history, and contact resources, or call 866.801.9186 to get a quote from a licensed agent.
Please contact Harley-Davidson Insurance Services first. Their H-D™ Insurance motorcycle claims specialists are standing by to facilitate a seamless claims process and assist with everything from roadside assistance to scheduling repairs. You can file a claim online or call the H-D™ Insurance Claims Hotline at (800) 242-2464. They will provide instructions as to when to come into the dealership.
You can pay by phone by calling Harley-Davidson Insurance Services at 800.242.2464, or online by using their secure site.
There sure are! See our general FAQs, or you can learn even more by reviewing our coverage FAQs or discounts FAQs.
- 1 Amount may vary by state; contact Harley-Davidson® Insurance for details.
- 2 Coverages and requirements vary by state. See your policy for complete coverage details.
- 3 Not available in CA, NY or TN. Limit one Rider Group Discount per policy. Quote provided through Harley-Davidson® Insurance Services, Inc., a Nevada domiciled insurance agency (NV#5597). Harley-Davidson® Insurance Services insurance products are underwriœen, and claims are handled, by a member of the Sentry Insurance Group, Stevens Point, WI. Policies, coverages, benefits, and discounts are not available in all states. See policy for complete coverage details. ©2021 H-D®, all rights reserved. Harley-Davidson®, H-D®, HD®, Harley®, the Bar & Shield logo, Harley® Chrome and MotorClothes are among the trademarks of H-D® U.S.A., LLC.